The increasing amount of selfishness is one of the most disturbing trends in our culture. The increasing level of selfishness in our culture makes us seem naive to the poor. We see them as scroungers who don't work hard enough to provide for their families.
We see them as people who prefer to live off state benefits and other handouts, even though they are in poverty. Therefore there are some organizations that are working for helping poor people in need. As a social and humanity cause helping the people in need would be a great step to put forward your contribution in the society and for humanity.
Why would an ordinary person refuse to work if it was offered? If a living wage could afford something better, why would anyone want to live in rundown tenements? People find themselves in poverty traps.
There is an army of people trying to get the few jobs that pay a living wage. In many states, the number of uninsured drivers is increasing to 20% when it comes to insurance. This forces law-abiding drivers into paying more.
Uninsured drivers may crash into your car if you have collision coverage. It is unlikely that they will be able to pay for your medical bills and repair your vehicle. Your premium rate will rise even if the accident was not your fault.
If at-fault drivers don't pay for mandatory liability insurance, then everyone's rate is likely to rise. As the number of people purchasing insurance increases, premium rates will fall. This means that vehicle insurance must be enforced to ensure liability coverage.